Songs About Pickup Trucks

Most drivers do everything they possibly can to avoid a car accident, but statistically – most drivers will find themselves involved in a car accident at some point in time. Not only are car accidents inconvenient but they can cause expensive damages to your vehicle, possible traffic tickets, injuries, and liability issues. If you are involved in a car accident, there are several things you should never do - including the following: Drive away from the accident: even if there are no damages involved in the car accident, you must never just drive away from the scene. You have to check on any other drivers and people involved, exchange car insurance information, and even report minor fender benders to law enforcement. Not doing these things is considered a crime. Skip calling the police: even if no one was hurt in the car accident and you and any other drivers involved have decided it’s a minor incident that doesn’t need to be reported – you must call the police after a car accident. You can’t be sure the other drivers have up to date insurance coverage. You can’t be sure the other driver doesn’t have active arrest warrants. You can’t be sure the other parties involved in the accident won’t go to the hospital later with injuries they say come from the accident. Always get a police report documenting the car accident as protection for yourself. Blame the other driver or admit fault: never yell at the other driver(s) and blame them for the accident even if it was their fault.  Keep calm and ask them if they are alright instead of getting angry that they caused a car accident – even if it was their fault.  Also, never admit that you did anything wrong after a car accident as this is the same as legally admitting liability for the accident which could result in law suits and other penalties.

A credit score is a three-digital number used by lenders to determine the likelihood that you’ll repay the money you borrow. The score is determined by a variety of factors including your past payment history, how much money you already owe to other lenders, and how much of your available credit you’re using. When you want to buy a car with a car loan, you want to have the highest credit score possible. The higher your credit score, the better your interest rate and repayment terms. Here are a few tips for improving your credit score: Reduce Your Debt One factor used in the calculation of your credit score is how much credit you have available to you versus the amount of credit you’re using. To improve your credit score and improve your chances of getting approved for a vehicle loan, pay down your credit card balances and any other revolving debt balance you have. You want to keep how much you owe at 30% or lower of your available balance. Don’t Close Accounts With Good Repayment Records When you pay off credit cards that you have had a strong repayment history on for years, don’t close the account or cancel the credit card. You want your good credit history to remain on your credit report as long as possible, and if you close the account it will disappear from your record in about seven years. Closing accounts can further reduce your credit score because it reduces the amount of available credit you have; making it seem like your debt in comparison to your available credit. Pay Bills on Time Always pay your bills on or before the due date to avoid late fees and to avoid a negative notation on your credit report. Repeated late payments will cause your credit score to decrease, while making your payments on time over time will increase your credit score.

There is no avoiding the cold weather. Unless you sit inside all day, bundled up with a cup of coffee in-hand, but we can’t. While images of snow days look great on social media, we know what it really means: red and runny nose, frozen pinky toes, frosty breaths, and the always frozen bum. We can warm you up this season. Visit Allentown Toyota to find a vehicle with heated seats and accessories. 2015 Toyota RAV4 Limited The 2015 Toyota RAV4 Limited is the ideal winter ride. It has an all-wheel-drive drivetrain, heated seats, memory settings, heated mirrors, rear defrost, daytime running lights, and performance tires. The spunky 2.5-liter inline-4 under the hood ensures you have enough gusto for the winter drive and a fuel economy rating that reduces the number of times you have to spend filling up in the cold. The fuel economy rating is 22/29 mpg. The RAV4 is also an IIHS Top Safety Pick Award winner, which should make you feel better when the snow flies. 2015 Toyota Highlander The 2015 Toyota Highlander is a 2015 IIHS Top Safety Pick Plus Award winner. You will feel safe driving the family around when the roads are covered in snow, thanks to the comprehensive safety collection, performance tires, a reliable suspension and handling system, and a capable all-wheel-drive drivetrain. Everyone will be warm and comfortable in the winter with ample seating, heated seats, an entertainment system, keyless entry, rear climate controls and heated mirrors. These are just a couple models we offer. Call us today to enjoy the winter-friendly amenities Toyota has to offer.